CEDCO Small Business Finance inline

Helping Your Small Business Grow

Does your business need money to buy or build a new facility or to purchase major equipment? CEDCO can help you find the optimal solution for your needs. Through the SBA 504 loan program

Current Interest Rates

Current Interest Rates

25 Year Real Estate


20 Year Real Estate


10 Year Equipment


25 Year Debt Refi


20 Year Debt Refinance



25 Year Real Estate


20 Year Real Estate


10 Year Equipment


25 Year Debt Refi


20 Year Debt Refinance


25 Year Real Estate


20 Year Real Estate


10 Year Real Equipment


25 Year Debt Refinance


20 Year Debt Refinance


Sherry Cullens

Sherry Cullens

President Of CEDCO

Charlie Stevens AI enhanced

Charlie Stevens


Story Of CEDCO

Helping Businesses Grow One Loan At A Time

We are a Colorado non-profit corporation certified by the Small Business Administration to provide loans under the 504 program. Since 1978, we’ve helped hundreds of businesses get started or expand through the acquisition of over $300 million of real estate and fixed equipment purchases. In the process, we’ve helped those businesses create more than 8,000 new jobs.


Times are changing and you need to renovate to keep up with current trends we can help.


Getting a little too cramped? Time to expand and we can assist you.

Equipment Upgrades

You need equipment to run smoothly so production doesn't stall

Small Business Start Up

We've helped hundreds of small businesses get their start


Lower your current interest rate or add additional finances

Our Features

Quick Easy Flexible

Low Rates

We pride ourselves on having low interest rates to build long lasting relationships

Quick & Easy

Most loans approved within 24 hours

Expert Advice

Our knowable staff can advise you on the best loan for your needs

Secure Process

CEDCO meets all federal requirements for safe and secure transactions

Apply 15 Minutes

Appling for a loan shouldn't take all day. With our easy to use application it only takes 15 minutes

Conveniently located

Our office is conveniently located in downtown Denver

Steps To Get A Loan

Fast & Easy Process


Choose Your Amount

Provide a brief description of your business and an estimate of the project costs needing financing


Gather Your Documentations

  1. Current financial statement of the business
  2. 2 years' tax returns of the business or projection of future revenue and expenses for start up companies
  3. Current personal financial statement of owners
  4. Latest personal tax return of each owner


Review And Apply For Loan

Review that all requirements  from the previous steps are met and submit paper work


Approve Bank Loan

We will approve your offer promptly so you can move quickly to get done what you need 

Your Next Financial Goal

We’re All About Helping Businesses Reach Their Full Potential!

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Customers Empowered

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Loans Approved

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Completed Projects

How We Can Help

"Business is all about relationships. How well you build them, determines how well they build your business."

- Brad Sugars


Lowest Interest In Business Loan

Rates Vary

small business loan form concept.jpg

SBA 504 Loan Program



Get Qualified

Within 24 Hours

Approved for a loan

Term Loan

25 Year Fixed



Estimate Your Results

This calculator is designed to assist with estimates and is not a guaranteed quote.
Customers Testimonial

What Our Clients Say

Fred Rodriquez
Fred Rodriquez

Manager of The Paint Store

The Loan process was so easy! I was able to get approved within 24 hours. They know how to cut through red tape.

Audrey Stevenson
Audrey Stevenson

Owner of Bananas Fun Center

Sherry was such a Joy to work with. She knew everything there is to know about the 504 loan.

Bennett Miller
Bennett Miller

CEO of Redstone Veterinary Hospital

Cedco was amazing! They have the same passion for animals that I do. I truly feel this is a great partnership!

Our News

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