CEDCO Small Business Finance inline

Green Small Businesses May Qualify for More in Loans

Wooden sign reading "go green"

There are plenty of advantages to adopting energy-efficient business practices, the most pragmatic of which is saving money on utilities and other overhead expenses. But did you know that the SBA also offers incentives to businesses that meet their energy requirements? Read our article to find out more about how you can increase your SBA […]

What is a Certified Development Company?

man holding a virtual image that spells out "certified" in all caps

For aspiring entrepreneurs and small business owners seeking financial assistance, navigating the world of loans and government programs can be daunting. Certified Development Companies (CDCs) exist to guide eligible borrowers through the process for certain types of SBA loans. As non-profit organizations associated with the federal government, they must meet stringent guidelines in order to […]

Should You Buy Commercial Real Estate?

For sale sign for commercial real estate

Many types of businesses require commercial real estate from which to operate. From office spaces to warehouses, these spaces provide a brick-and-mortar place of operations for many entrepreneurs. In general, there are two means of securing commercial real estate: leasing and buying outright. There are pros and cons to each, which we will discuss further […]

Financing Rural Businesses: Challenges and SBA Lending Options

birds eye view of a rural community

Rural businesses play a vital role in supporting local economies and fostering community growth. However, securing financing for these ventures can present unique challenges due to factors such as limited access to capital, remote locations, and specific industry needs. In this blog post, we will explore the challenges faced by rural businesses in obtaining financing, […]

SBA 7a vs Fixed 504 Loan: Which is Right For You?


Both the SBA 7a and 504 loans are federally backed loans that can be used to help small businesses reach specific goals. While they share certain characteristics, the 7a and 504 have key differences that will help you decide which one is a better option for you. Depending on your current business needs and eligibility, […]

Understanding the SBA 504 Loan to Support Women-Owned Businesses

When you are a woman-owned business, obtaining the financing you need to thrive can be a challenge. The Small Business Administration (SBA) offers a range of options, including the SBA 504 loan. The SBA 504 loan program can be used to purchase fixed assets and it can be especially beneficial for businesses that are seeking […]